The expert CC Processors Team works continuously to help you keep more of what your business works hard to earn. With decades of experience, the CCP team has had thousands of relationships with business owners/operators like you and knows what you seek: credit card processing that is affordable, easy, quick and technologically current.
Celebrating Over 25 Years of Industry Knowledge & Experience
Merchant services designed to help your business succeed.
Rick is a highly skilled and accomplished business entrepreneur with expertise in start-up operations and aggressive revenue growth, working within the electronic payment systems and cash advance/loan business. He built highly successful enterprises including CC Processors, Factor Funding and Business Payment Systems. As a President of Operations and Partner, Rick directed key operational functions including sales, marketing, social media, product development, operations, human resources, finance, and contract negotiations.
Rick has over thirteen years of experience in the electronic payments industry and has worked extensively in portfolio management with a focus in underwriting, risk and collections, and agent and merchant support. He has several years of experience with the operation, management and valuation of merchant services business portfolios and the calculation of residuals.
His accomplishments include the growth of Business Payment Systems to 300 offices with 2,500 agents, generating millions in residual revenues. At Factor Funding, Rick took a start-up small business funding operations to $1 million in loans/cash advances, with a 99% payment rate. Rick positions his team as solutions and consultative sellers, combining competitive pricing with quality and value-added propositions. His business model centers on personalized client service, continuous follow-up and customer-focused partnerships. His approach results in high levels of trust and loyalty, which he effectively leverages to grow revenues. His selling skills are complemented by skills in underwriting, risk management, financial management, technical support and account management. His industry expertise allows him to identify risks, capitalize on opportunities and research emerging trends in order to provide his clients with state-of-the-art payment solutions.
Stephanie is highly skilled and accomplished in the electronic payment systems industry. She has been a Director and Executive of Operations for companies including Business Payment Systems, MSP Direct and First Data Merchant Services. Stephanie’s skills are diverse and include operations, accounting, finance, strategic planning, technology, and human resources.
Stephanie began working in the payment services industry as a customer service representative with First Data Merchant Services in 1996. During her six-year career with First Data, she learned various aspects of the industry and worked on numerous projects including serving as a Six Sigma Green Belt. After leaving First Data, she worked with startup and mid-size ISOs and applied her experience by setting up and streamlining processes. She has extensive experience working with agents and merchants, analyzing statements, portfolios and residuals.
As her business development team grows revenues and expands client base to a national presence, Stephanie builds an operational infrastructure to support growth, logistics, customer support, employee development, and technology. Stephanie has the ability to identify trends, prepare business forecasts, and structure operations to meet with changing needs, risks and opportunities.
Stephanie establishes goals and uses Key Performance Indicators (KPIs) to measure performance on a real-time basis. This approach allows her to take a proactive versus reactive response to problems, while also serving as a baseline for continuous quality improvement. She is extremely skilled in running lean operations, streamlining and re-engineering workflows and using technology to perform data collection/analysis and trending, in support of business growth strategies.